A short video on X has set off a lot of chatter, and not just in Florida.
Florida Chief Financial Officer Blaise Ingoglia stood at a press conference in St. Augustine and said something that might (or might not) surprise you.
He said auto insurance companies are selling policies to people who are in the country illegally, and it’s creating real problems on the road.
Then he made his pitch.
Insurance companies that market and sell auto coverage to illegals create unnecessary and dangerous illegal immigration incentives.
My proposal is simple. If you get into an accident with an illegal in Florida they’re automatically at fault because they shouldn’t be driving in… pic.twitter.com/mZahziNUGg
— Blaise Ingoglia (@GovGoneWild) December 5, 2025
If an undocumented immigrant gets into a car accident in Florida, Ingoglia says that driver should automatically be at fault.
No arguing over who did what. Their insurance company pays the other driver. End of story.
The video, posted December 5, pulled in more than 13,000 likes and roughly 200,000 views.
Florida Says This Has Gone Too Far
Ingoglia didn’t frame this as some abstract policy idea. He pointed to real cases.
One was a fatal 2024 crash on the Florida Turnpike involving an undocumented driver who had no insurance.
Another involved two people accused of staging crashes and filing about $370,000 in fraudulent claims.
That kind of abuse hits everyone else. When insurance companies pay out more, premiums go up.
This proposal is part of a larger anti-illegal immigration package Ingoglia announced December 3.
Other pieces would bar undocumented immigrants from state housing assistance, block access to professional licenses, and crack down on workers’ comp fraud tied to illegal labor.
Florida isn’t tiptoeing anymore.
Other States Say They’ve Had Enough, Too
Florida may be the boldest, but it’s not alone. Louisiana passed HB 392 earlier this year.
The law limits undocumented immigrants from filing injury claims after car accidents unless they have a valid state-issued driver’s license.
Governor Jeff Landry signed it into law May 30, 2025. Supporters say it helps rein in lawsuit abuse and lowers insurance costs.
Texas lawmakers also reacted after a deadly 2024 crash involving an undocumented truck driver.
A bill filed in October 2025 tightens document checks for commercial drivers and puts more weight on unlicensed status when assigning fault. It’s still in committee.
Arizona has already gone down this road. Its law blocks certain no-fault insurance payouts and assumes shared blame when a driver is unlicensed.
What Florida’s Plan Could Mean for Nevada
Auto insurance here in Nevada is expensive, especially in Clark County.
Las Vegas and Nevada consistently rank among the most expensive places for car insurance in the U.S.
Many Las Vegas drivers have seen it firsthand. A crash happens. The other driver has no license. No insurance.
Somehow, your premium still goes up.
Nevada lawmakers haven’t proposed a Florida-style rule yet, but insurance fraud and unlicensed driving are coming up in Carson City.
If Florida’s plan moves forward, it wouldn’t be shocking to see similar ideas pop up here.
Not Everyone Thinks This Is Fair
Opponents argue these laws could face constitutional challenges.
Groups like the ACLU say presuming fault based on immigration status violates equal protection. Others worry drivers might flee accident scenes.
Supporters push back. They say the current system already punishes people who follow the rules.
Deterrence matters, and states have a right to protect residents from fraud and rising costs.
The Direction This Fight Is Heading
Ingoglia’s proposal shows how the immigration debate is shifting.
States aren’t waiting on Washington anymore. They’re using tools they already control, like insurance rules and licensing, to draw lines.
It’s honestly pretty simple. When laws reward illegal behavior, regular people pay for it.
And more states, including Nevada, may be ready to say enough.
The opinions expressed by contributors are their own and do not necessarily represent the views of Nevada News & Views. Digital technology was used in the research, writing, and production of this article. Please verify information and consult additional sources as needed.
